Terms and Conditions for Subscription Planning Services
These terms govern your use of our website and subscription services. Please read them carefully before subscribing. By accessing our services, you agree to be bound by these terms and all applicable laws.
October 3, 2025
Acceptance of Terms
By using this website and subscribing to our services, you confirm that you have read, understood, and agree to comply with these terms and conditions.
Definitions
For clarity, the following definitions apply throughout these terms.
'Service' refers to the financial planning subscription and all related features provided on this website.
'User' means anyone who accesses or uses the website or subscribes to our services.
'Content' includes all information, materials, and resources available on the site.
'Subscription' is the ongoing monthly arrangement for receiving planning services.
Permitted Use of Service
You may use our services for lawful purposes only. Unauthorised or unlawful use is strictly prohibited.
Eligibility
You must be at least 18 years old and a resident of Australia to subscribe to our services.
Service is not available to users outside Australia.
Your Responsibilities
Users must provide accurate information and use the service responsibly.
Prohibited Uses
The following uses are not permitted:
Intellectual Property Rights
All website content, trademarks, and materials are the property of melvarintoq.com or its licensors. Unauthorised use, reproduction, or distribution is prohibited and may result in legal action.
User Content
Users may submit information or feedback through the website. By doing so, you grant us permission to use this content as needed to provide services.
User Content Rights and Responsibilities
You are responsible for the accuracy and legality of any content you submit. We reserve the right to remove any inappropriate or unlawful material.
Privacy and Data Protection
We process personal data in accordance with our Privacy Policy and Australian privacy laws. By using our services, you consent to our data practices.
Privacy PolicyDisclaimer and Limitations
Please review our disclaimer for important information about service limitations and your responsibilities.
Important Disclaimer Notice
Our services do not include investment, legal, or tax advice. Results may vary. Past performance doesn't guarantee future results.
Limitation of Liability
We are not liable for any direct or indirect losses arising from use of this website or service, to the extent permitted by law.
Indemnification
By using our website and services, you agree to indemnify and hold us harmless from any claims arising from your use or misuse of the service.
Dispute Resolution Process
Disputes will be handled in accordance with Australian law. Please contact us to discuss any concerns.
Arbitration
Certain disputes may be resolved through binding arbitration as permitted by law.
Arbitration does not restrict your statutory consumer rights.
Online Dispute Resolution
You may access alternative dispute resolution through the Online Dispute Resolution platform, where applicable.
Dispute Resolution InfoSeverability
If any part of these terms is found unenforceable, the remaining sections remain in effect.
Entire Agreement Statement
These terms, together with our Privacy Policy and Disclaimer, constitute the complete agreement between you and us regarding use of our services.
Applicable Law and Jurisdiction
These terms are governed by the laws of Australia. Any disputes will be handled in Australian courts.
Termination
We reserve the right to terminate access to our services for breach of these terms or unlawful activity.
Modifications
We may update these terms at any time. Continued use of the website indicates your acceptance of changes.
Contact for Terms Questions
For questions about these terms, please contact us using the details below.
Email Address: content@melvarintoq.com
Phone Number: +61-3-1251-8398
Business Address: 34 Welshpool Road, Welshpool, WA 6106 Australia
Effective Date: October 3, 2025
Version: v3